http://www.linku2.co.ukLinkU2 UK business directory RSS Feed, which has business listings by category and location. Submit your website, products and services to our free business listing index and RSS.Copyright 2009 LinkU2.co.ukThis book has been prepared to provide practical help and guidance to help you position yourself better financially and to consider, review and take action on some of the many opportunities available to you. In the preparation of this book, I am assuming that you indeed have a real need for regular extra income and are interested in exploring ways to both save and to earn. Also you will probably have little, or no knowledge of any of these businesses commented on in this book; but have an open mind, perhaps a computer and willing to try new ideas. This book is not intended to be a course on how to make you rich. It was prepared to help you improve your financial position… quickly and to give you some ideas on how you can increase your income in the near and longer term. As you know, the last 24 months or so have been extremely worrying with “the Credit Crunch” and billions being written off due to the “sub-prime” housing crisis in the USA along with rising oil, food and gas prices, although these are coming down now. Money is difficult to find, even if you’re gainfully employed and have a regular income. The situation is even more acute if you are unemployed or entering retirement under-funded. Almost everyone is feeling the financial strain as businesses hurriedly put cost-cutting measures in place. Staff are being put on part time or asked to reduce their salaries or worse yet made redundant as demand for products and services fall. A 65-year-old today will statistically live on average an additional 17.8 years. About 50% will live even longer. But as you live longer, many worry that they'll outlive their money and events of the past years have fuelled these fears. It’s bad enough being broke at age 65, but what about at age 80+ (doesn’t bear thinking about does it). Many have seen their investments horribly mauled by a bear market/recession along with the general demise of the global economy. Those who tried to find a safe haven in traditional money market funds and certificates of deposit have seen their income virtually evaporate before their very eyes. The old tried and tested investment tools no longer work. The world of money is changing rapidly. Times are changing fast and not necessarily for the better. Not too long ago, you could look forward to working for the same employer for 30 or 40 years, and then you could retire and take things easy. Traditionally, you could rely on a reasonable pension from your employer, a bit of savings perhaps and Social Security. If you’re lucky, you would have minimal debt and good health. You could look forward to spending your retirement days travelling, enjoying your grand kids or your hobbies or whatever… But for many of us this is not happening (for most of us in fact) and won’t happen, especially those just on the brink of retirement or entering the so called “golden years” unprepared. You are probably discovering that your pension plans are not what you thought they would be and will only receive a portion. Or, maybe you’ve had a number of different employers/jobs, which means your pension may be very small or virtually non-existent. Government Social Benefit Schemes (all governments) are in financial trouble, so you can’t afford to rely on them to look after you for another 20+ years or so. It’s estimated that about two-thirds of those aged 50+ are not financially prepared for retirement. This means that they won’t, for whatever reason, come even close to maintaining their current lifestyle after retirement. Meanwhile, the global financial situation is getting worse daily with the fall in the stock market, home values going down the tube rapidly and even Iconic businesses going into bankruptcy. Those of you who have retired are already aware of this situation and thus the urgency to improve your situation quickly. Those of you who are getting ready to retire must plan a new strategy and rethink your approach. For those of you with adequate savings and a good pension, just getting rid of the mortgage or debt should allow you to retire comfortably. Unfortunately for many others, it will mean staying in some sort of income generating job for as long as they can. http://www.linku2.co.uk/click/d3d3LmV4dHJhcmV0aXJlbWVudGluY29tZS5jb20=retirement, earn, extra income, internet, work from home, make money